Step 1: Establish Your Disability Onset Date

The SSA requires a clear date when your disability began, which is essential for retroactive claims:

• Medical evidence documenting your condition prior to your application is vital.
• Statements from doctors or treatment records that show the disability timeline.
• Supporting affidavits or testimonies can strengthen your case.

Step 2: Understand the Retroactivity Time Limit

In Louisiana, SSA generally allows back pay for up to 24 months before filing:

• Claims filed late still can receive payment for up to two years prior.
• Any period before that is usually not compensated under federal rules.
• Exceptions are rare but may exist for special circumstances.

Step 3: Confirm Eligibility and Work Credits

You must meet SSA’s eligibility criteria including work history:

• Enough work credits earned before your disability began.
• Credits needed depend on your age at onset.
• Without proper credits, retroactive SSDI benefits may not apply.

Step 4: Submit a Complete and Timely SSDI Application

Your application should include:

• Comprehensive medical documentation showing long-term disability.
• Clear explanation of your disability’s impact on your ability to work.
• Accurate filing dates to capture the retroactive benefits window.

Common Challenges When Filing Retroactively

Be aware of these issues that may affect your SSDI back pay:

• Incomplete or missing medical records from the retroactive period.
• Late filing which exceeds SSA’s 24-month back pay limit.
• Disputes over the disability onset date delaying benefits.
• Insufficient work credits or eligibility requirements not met.